Interest Free Air Conditioning

with Humm

Looking for interest free air conditioning in South East QLD?

With Air Smart Air Conditioning you’re in the hands of the professionals. With our services, you’ll have the assurance of knowing that your aircon unit is being installed in the most efficient way possible. 

With summer fast approaching, it’s understandable why so many clients are turning to our services to help them escape the heat this summer. Being based on the Gold Coast, we’ve had over 15 years of experience in residential and commercial air conditioning installations. The core of what makes us who we are at Air Smart Air Conditioning is our attention to detail. 

Our team take the time to ensure that the needs of our clients are being met, while installing it in the most efficient way possible. If you have any queries about your future air conditioning unit, don’t hesitate to give our team a call.


With our partner Humm Finance you could be elilgible for up to 60 months interest free finance!

  • no deposit
  • easy online application, instant response
  • no interest if finance amount paid out within 60 mth period
  • $99 admin fee per year
  • see more information here



  • 18 years +
  • Earn $25k plus per year
  • Permanent Australian Resident
  • Clear credit card file
  • Australian drivers licence or Australia Passport
  • Mobile and email address

Interest Free Aircon Service Areas:

If you’re searching for interest free air conditioners, we install interest free air conditioning in Brisbane. If you’re living on the coast, don’t stress! We also install interest free air conditioning Gold Coast to keep you refreshed this summer. Not confident you’re in one of our service areas? Give us a call to find out. Namely, our service areas include:

  • Brisbane – South Brisbane, Dutton Park, Spring Hill, Kangaroo Points, Corinda, Indooroopilly, Fortitude Valley & More.
  • Gold Coast – Ashmore, Burleigh Heads, Broadbeach, Cedar Creek, Coolangatta, Coomera & More.

Humm: What is it?

The Humm service operates in Australia and lets you buy now, pay later with interest free finance. Instead of paying in full upfront, Humm lets you spread payments out over time with their interest free plans.

With 2.6 million customers, Humm can enable you to spread the cost of your purchases over a fortnightly or monthly basis.

Unlike other providers, Humm allows you to borrow up to $30,000 using two different digital wallets. With the first wallet, called ‘Little things’, you can spend up to $2,000. The second wallet, called ‘Big things’, is a pre-agreed amount for you to spend on big-ticket items up to a potential $30,000.

Your ‘Little things’ balance is repaid in either five or 10 fortnightly payments, while your ‘Big things’ repayments can be spread over six months to five years, interest-free.

How do Humm payment plans work?

Humm does Buy Now Pay Later and interest free finance a little differently. Instead of just focusing on the little joys in life, Humm allows our customers to fund whatever they need, both big and little.


This means Humm splits their product in two:

Little things on all your purchases up to $2,000,

and Big things for over $2,000 and up to $30,000.


Each of them has its own rules for approval, but Humm never charges interest.

Buy ‘Little things’

You can apply for up to $2,000 

You can repay in five fortnightly or ten weekly instalments

Make a repayment and free up your balance for future purchases

Buy ‘Big things’

Get approved online or in-store for up to $10,000

Apply in store for up to $30,000 depending on what you buy and where you shop

Repay over 6, 12, 24, 36 months

What are Humm Payment Plans?

Payments are spread over time with Humm – from 5 or 10 fortnightly repayments for Humm Little things, to 60 monthly repayments for Humm Big things. Repayment sources can be bank accounts, debit cards, or credit cards which you choose when submitting your application.

If repayments are nominated, they are automatically deducted from the account when they are due. Humm’s app displays a repayment schedule so you can keep track of your payments.

How much does Humm cost?

Humm promises never to charge interest. There are, however, a few other fees to keep in mind. When you make repayments over 10 fortnights for purchases of up to $2,000 from the ‘Little things’ wallet, Humm charges an $8 monthly fee. If you pay over five fortnights, this fee is waived.

For the Humm’ Big things’ wallet, there is also an $8 monthly fee and additional establishment fees, which range from $35 – $90 for the first purchase and $22 for a repeat purchase. A late payment fee of $6 will be charged if you miss a payment.

Types Of Air Conditioners Covered By Humm

We care about giving you the finest air conditioning solutions and air conditioners for your house or business and we are here to help you apply and complete your purchase with Humm interest free finance and interest free payment plans.

Experience Comfort In Your Home or Business All Year Round

Whether you require new ducted air conditioning or split systems air conditioning installation, at Air Smart Air Conditioning, our staff understands the importance of providing the right air conditioner solution. From design and air conditioner product selection to ongoing support, we do it all!

Residential Ducted & Split System Air Conditioning

Split System Air Conditioning

A Split System installation is perfect for that one to two-room air conditioning solution. Our split system installations on the Gold Coast are designed to suit all needs, room sizes, and budgets.


Residential Ducted Air Conditioning

Our energy-efficient residential ducted air conditioning system is an ideal solution for providing air-conditioned comfort to a single room or the entire home.


Multi-System Air Conditioning Solutions

Our Multi-system air conditioning system consists of an outdoor unit and multiple indoor units that run off the single outdoor unit, allowing full control over what rooms and power settings you wish to have air conditioning dispersed to.

Commercial Air Conditioning & Refrigeration Services

Commercial Ducted Air Conditioning

Commercial ducted air conditioners are an ideal solution for providing comfort to a single room or your entire office or industrial building.


Commercial Air Conditioning Cassette System

Cassettes provide significant air distribution with four main vents to cool/heat the provided space. This type of air condition unit is hidden in the ceiling and gives the room a sleek and contemporary look.



Commercial Multi-Systems Air Conditioning

Commercial multi-systems air conditioning installations consist of multiple indoor units that run off a single outdoor unit allowing full control over what rooms and power settings you wish to have air conditioning dispersed to.


Commercial Air Conditioning Brisbane Packaged Units

This type of unit produces greater heating and cooling capacity. With high-powered centrifugal fans that develop higher static pressure, the better the airflow you get through your commercial property.

Under Ceiling Commercial Air Conditioning Units

This unit comes in bigger kw power to heat or cool bigger rooms in your commercial building. Suspending air conditioning commercial units from the ceiling saves complex installation procedures – improving installation efficiency.


Commercial Refrigeration On The Gold Coast & Brisbane

Air Smart can provide expert technical advice on supermarket refrigeration and commercial refrigeration repairs and services.

Shop at Air Smart Airconditioning & PAY LATER with Humm

It’s now easier than ever to take advantage of Air Smart Air conditioning services and get that split system or ducted air conditioning you’ve been dreaming of! Buying now with Humm and paying later with interest-free payment options is made available.

By following the prompts during checkout at Air Smart Air conditioning, you can apply for Humm little things. The payment plans approval process is instant (if you qualify), so you can start shopping right away. 

Alternatively, you can apply for Humm Big Things via app or online (lending criteria, fees, and T&Cs apply).



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